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Today on Your Call: What does today’s check cashing and payday lending industry look like?
On Today’s Call, we’ll have a conversation about firms that provide short-term, high-interest loans intended to tide borrowers over until their next paycheck. Lenders charge annual rates of 100 percent or more. Sometimes, rates exceed 1,000 percent. How is payday lending regulated? Who runs these firms? And what are the alternatives for people without bank accounts? Join the conversation and call in with your questions on the next Your Call, with Rose Aguilar, and you.
Paul Kiel, investigative journalist with ProPublica
Paul Leonard, California director of Center for Responsible Lending
Gary Rivlin, Investigative Fund reporting fellow at the Nation Institute and the author of Broke, USA: From Pawnshops to Poverty, Inc.—How the Working Poor Became Big Business
The Daily Beast: America's Poverty Tax